A quick overview of the loan process.
Getting pre-qualified for a loan helps you determine how much money you can borrow, persuade home sellers you're the real deal, and speed up your closing.
We always recommended that you get pre-approved before you start looking for your new house.
Click the APPLY button on the home page.
Confirm credit level and liabilities.
Submit proof of income and assets.
Once your loan application has been received we will start the loan approval process.
As a lender, we work within program guidelines and underwrite each applicant on their ability and willingness to repay the loan.
An expert Loan Processor will verify all of the information you have given.
A Loan Technitian can help you pick the best loan for your situation.
If everything checks out you'll be approved for a home loan!
Time to "sign, seal, deliver!"
Review your loan terms and confirm everything is accurate.
Sign your loan documents with a closing agent.
Buy your new home and celebrate!
Pretty simple, right?